Trending with Maggie Gordon

Trending: Where Daycare Breaks the Bank


Giuliana Bolaños spends time at home in Fairfield with her 20-month-old daughter Valentina Tuesday, Aug. 20, 2013.  The working mom is expecting a second baby in September.

Giuliana Bolaños spends time at home in Fairfield with her 20-month-old daughter Valentina Tuesday, Aug. 20, 2013. The working mom is expecting a second baby in September.

When Stamford resident M.J. Golias gave birth to her son last summer, she took a yearlong leave from her teaching job in New York City. But as the end of her leave approached and she and her husband searched for childcare options for their son, who is now 13 months old, she realized the high cost of daycare coupled with commuting to Manhattan meant heading back to work would actually cost her too much money.

“I guess it was just that the money just was not worth it. It wasn’t worth having someone else raise my child,” Golias said this week. “When you think how much the cost of quality daycare or a quality nanny is, you say to yourself, ‘Is the salary you’re bringing in really worth it?’”

In her case, she said it wasn’t, after turning up daycare options priced between $1,800 and $2,100 a month. So instead of sending her son to a daycare center for 40-some hours a week, she decided she’ll stay home.

It may sound like a doomsday exaggeration, but the cost of placing one infant or toddler in a daycare center here in Southwestern Connecticut is so expensive that it actually exceeds the cost of a year’s tuition to the University of Connecticut at Storrs.

Childcare Aware of America, which is the nation’s leading voice in childcare issues, reported in 2011 that the cost of sending one infant to a daycare at a child care center figured out to $12,844 in 2011, which is 39 percent higher than the $9,256 tuition charged at UConn for the upcoming 2013-2014 school year.

In Southwestern Connecticut, the difference is even more significant, with an average cost of $311 a week, or $16,182 a year, according to the organization’s senior policy adviser Michelle McCready.

“Connecticut is one of the 35 states where the average cost for an infant in center-based care was higher than a year’s tuition for public college,” McCready said. “But you can’t plan for an infant’s care the way you plan for college. You don’t put money aside in a 529 for years and years and years like you do for college.”

Across the state, families are spending 15 percent of their incomes to place an infant in childcare, according to 211 Childcare, a resource and referral service powered by the United Way of Connecticut. That’s significantly higher than the 10 percent recommendation issued by the U.S. Department of Health and Human Services.

And that’s just for one child; the cost of placing an infant and an older pre-school aged child in a daycare center tips the scale up to 27 percent, exceeding the median annual rent payment in the state, 211 Childcare reports.

That kind of financial burden can take a toll on people – like James Dannucci in New Fairfield, who lives with his wife and his daughters who are 8 and 7. Back when his children were younger, Dannucci emptied out his retirement fund to help pay the daycare bills.

When his first daughter, Mia, was born in 2005, Dannucci’s wife took a year off from her job as a teacher in Danbury. After that, Mia went off to daycare and her new little sister Remy, who turned 7 on Wednesday, arrived shortly thereafter. When Remy started attending daycare with her older sister, the Dannucci’s bill almost doubled – their daycare center did give them a 10 percent discount for having more than one child enrolled – and “daycare bills were pushing 13, 14, 15, 16 hundred a month,” said Dannucci, who likened the cost to another mortgage payment.

“I think I calculated it to a little over $50,000 over the five years that we were battling with the system,” said Dannucci.

“We finished that up and they’re in school now. Believe it or not, we’re looking into going into 2014 now and just in the past year we have kind of dug ourselves out of the whole that that whole situation kind of threw is in,” he said.

As he gets closer to the end of the tunnel, Dannucci said he is hoping to begin contributing to the children’s 529 college plans again after having to take a couple years off from the savings accounts to pay off the daycare debt.

While daycare costs do vary significantly from town to town – from $11,816 a year for an infant or toddler in Bridgeport to $14,747 in Bethel, and $11,310 in Naugatuck to $18,200 in New Canaan – they are a problem for the whole state.

As a whole, Connecticut is ranked as the 23rd most expensive state in the nation for families placing an infant in a child care center. While Massachusetts tops the list at $14,980 a year, Connecticut comes in at $12,844. Mississippi is the most affordable in the nation, at $4,591 per year, according to Childcare Aware of America.

But the burden is perhaps biggest here, with Southwestern Connecticut’s average cost of more than $16,000 a year “exceeding that of any state in the nation,” according to McCready.

“Stamford is a perfect example of a place with a very high cost, compared to the income of families,” said Sherri Sutera, senior vice president for childcare services at 211 Childcare.

“Stamford has an affluent area and a not-so-affluent area, and there are also a lot of center-based programs there that cater to people who work there in the corporations and professionals who can afford that,” she said. “But if I am a parent who works in an entry-level job or in the service industry, that parent is certainly not going to be able to afford that center.”

Sutera’s organization reports that the average annual cost of placing an infant in a child care center in Stamford racks up to $18,727 a year, which is the equivalent of 20.8 percent of the median Stamford family’s income. Tack on a second child between the ages of 3 and 5, and the price tag goes up by another $13,774 – accounting for 36 percent of the average Stamford family’s annual income.

Nancy Nessel picks up her daughter, Amanda, 10, left, from Pender-Keady Irish Dance Academy on Tuesday, August 20, 2013.

Nancy Nessel picks up her daughter, Amanda, 10, left, from Pender-Keady Irish Dance Academy on Tuesday, August 20, 2013.

It’s enough to push some families to seek alternate arrangements. For example, Darien resident Nancy Nessel has tried numerous options to balance family and work life since having her first child 13 years ago. She has employed nannies, taken leaves from work, switched from full-time to part-time, and now writes her own marketing blog about “Gen Z” – her children’s generation.

“I’d like to work in an office again, but I would really have to find a nanny who I trust driving,” said Nessel, whose children are now 13 and 10, and spend the majority of their day in school. But when the bell rings at 2:50 p.m., they need a pick-up in one place and a drop-off in another to keep them engaged in activities since Nessel said there is a lack of steady daycare options in her town.

And nannies aren’t cheap.

“It used to be like $10 or $12 an hour, but that’s really skyrocketed,” she said, noting that the mothers she knows spend about $20 an hour – or roughly $800 a week – on nannies. “That’s not encouraging women to return to work. It’s really a dilemma.”

McCready, from ChildCare Aware of America, calls it a “child care crisis.” But while it may take some new parents by surprise, it isn’t exactly sneaking up on the nation; the costs have been trending upward for a quarter century.

“The payments people are making for childcare has almost doubled, between 1985 and 2011,” said Lynda Laughlin, author of an April report by the U.S. Census Bureau that explored the cost of childcare.

Back in 1985, families with employed mothers spent $84 a week on childcare in 2011 dollars; by 2011, the price was up to $143 according to Laughlin’s paper.

“I don’t think it was that bad when I was a kid,” Dannucci said. “I just don’t remember it being that difficult when I was a kid.”; 203-964-2229;;



Categories: General
Maggie Gordon

2 Responses

  1. Secondhand Rose says:

    Maybe people should think about the cost of raising children BEFORE they have them. My ex and I had our kid back in 1993 and it cost me over $200 a week for daycare until she went to kindergarten, then it was another $200 a week for the after-school care until she was in middle school. Which is the #1 reason why we had only one child. It was too much money even 20 years ago to have another kid. Not only that but the cost of infant formula and diapers nearly killed us financially in that first year. Add to that the cost of summer “camps” when she was in elementary school – the cheapest thing we could find were the YMCA programs, and back in those days it cost me $1500 to $1800 a summer depending on what program we chose.

    I think people need to practice some RESPONSIBILITY when planning a family these days, and as much as they might want children it’s an option that needs to be weighed on all fronts long before the pregnancy begins. If you’re having money troubles WITHOUT any kids, believe me it’s not gonna get better once you have added children to the mix.

    We started our daughter in a regular daycare but when it became too expensive we contacted Catholic Family Charities and enrolled her in one of their daycares which was a lot less money and the daycare was just as good. And they accept everyone, a family doesn’t have to be Catholic to have their child in daycare.

    When she got a little older we put our daughter into the Norwalk Sailing School program for a few summers, which was a lot cheaper than most of the other summer programs available at the time. She learned how to sail both sailboats and power boats, learned to read sea charts, learn navigation, and still had time for swimming and games. In fact, she liked the sailing school better than the YMCA programs.

    There are some cheaper options out there but you have to be creative. Try putting your kid(s) in programs only part time, and then maybe hire a sitter or a neighbor to watch your child for the other part of the day. Or maybe you be the one to watch the kids and let their parents pay YOU. If you have a pool or access to the beach, that could be a great way to cut costs and still make a little money to cover what you do have to pay for.

  2. Mary Lee says:

    hmmm..maybe she should stay home with her kids until they are in school…why have babies just to stick them in daycare? Makes no sense…also, I may have had more pity if I did not see her Louis bag..( but I guess since she cannot afford daycare it is a knock off)